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(1) $39 Life Only Agent [Video Class] #326250(1) $39 Life Only Agent [Video Class] #326250

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Cost: $39.00 (USD)
Credits: 20
Estimated Length: 20 hour(s)
Enrollment Valid For: 3 months

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20 Hour Life Only Agent Class - Online Video
(California Pre license Requirement)

Video Class (Pre license Online)

This is the Required class hours before taking the California State Exam. 
Video Access: 90 days

  • 20-30 minute videos [60 total] & review quizzes [60 total] to strength your knowledge of each section.
  • Unlimited review during access
  • Instant printable Certificate of Completion.
  • All completed course credits are automatically sent to the California Department of Insurance.

Course Material:

1. General & Life Only {Class Content} PDF
2. Videos - List by Topic & Time - Reference Life Only (PDF)
3. Videos - List by Topic & Time - Reference General (PDF)
4. How-To Use: My Account {Classroom} (PDF)
5. Certificate of Completion {Instantly printable & we submit CDI credits}


Insurance you can sell with this license:

Lines of Authority: Life & Annuities. No Long Term Care


Topics Covered in this Class:

The new life-only agent will be introduced and trained to sell and service the less complex types of business first and the other lines later. Sufficient knowledge is what this new life-only agent needs to know at the start of one’s career.

(1) Basic knowledge including:
• basic life insurance concepts and principles
• responsibilities and authority of a life-only insurance agent
• commonly written life insurance products
• insurance products for seniors
• ethics and insurance code
• insurance coverage on human lives
• benefits of endowment and annuities
• benefits in the event of death or dismemberment by accident
• insurable interest

(2) With a general understanding of:
• commonly used non-insurance disability systems
• social life and disability insurance programs
• what is happening in today's marketplace

(3) In addition, this license authorizes the transaction of insurance coverage on:

Cash Value Life (permanent life) - A type of life insurance that includes both a death benefit and a cash value component.
Credit Life - A policy that can pay off or reduce the balance of a loan or accumulated debt in the event of the insured’s death. Prelicensing Education Educational Objectives California Life-Only Agent Examination Revised 2-03-2015 LO – page 2
Fixed Annuities* – Contracts offering a guaranteed rate of interest and a possibility of lifetime income stream for the term of the contract.
Funeral and Burial - Specific life insurance policies or annuities having an initial face amount of twenty thousand dollars ($20,000) or less that are designated by the purchaser for the payment of funeral and burial expenses.
Group Life - Life Insurance provided for members of a group. It is most often issued to a group of employees but may be issued to any group provided it is not formed for the purpose of buying insurance. The cost is lower than for individual policies because administrative expenses per life are decreased, there are certain tax advantages, and measures taken against adverse selection are effective.
Indexed Annuity* - a fixed annuity contract which uses a crediting index, such as the Standard&Poor’s 500.
Term Life – This product provides death protection for a stated time period or term.
Third-party Contract - Insurance owned by a person other than the insured.
Universal Life – This product is a flexible-premium, adjustable benefit life insurance policy that accumulates account value. The flexibility of this policy allows the insured to change the amount of insurance as the needs for insurance change.
Variable Annuities – This product is issued by insurance companies and gives the investor the flexibility to select from a variety of investment fund options. Earnings are tax deferred. The life-only agent must have registration with the Financial Industry Regulatory Authority to transact in California.
Variable Life - A form of whole life insurance providing death benefits and/or cash values based on a tax-deferred investment portfolio.



Lou Yaw


Lou holds a college degree and has done graduate work in school administration; however he has been entertaining people since childhood.  For over 50 years, people have been dazzled with laughter and tears while attending his classes.  Lou also serves as an elder of a large church in Sacramento.  Lou has taught for 45 + years and is looking forward to another 30 before retiring.  Lou has two wonderful children, one who has followed in his father’s footsteps and now teaches in Washington.  His daughter and her husband have brought two wonderful children into this world. They are the apple of Grandpa’s eye. Lou loves traveling to see his two beautiful granddaughters and gets pretty excited when they all come down for the big family hoe-down.  Nothing better than the laughter of children running in the house!  Whenever he can get away you’ll find him at the slopes snow skiing.  Recently, Lou tried bull riding and is dreaming of the day when he’ll ride in the local rodeo just for the thrill of it.  When at home Lou takes pride in being a mechanic on a variety of vehicles and you can see him gardening and taking care of this fruit trees.  He is also training his horses to pull a 100 year old doctor buggy through the streets of Sacramento so he can show his horsemanship to everyone.



  1. GEN010 General Insurance (Online Lesson)
  2. GEN011 General Insurance Review (Online Lesson)
  3. GEN020 General Insurance (Online Lesson)
  4. GEN021 General Insurance Review (Online Lesson)
  5. GEN030 General Insurance (Online Lesson)
  6. GEN031 General Insurance Review (Online Lesson)
  7. GEN040 General Insurance (Online Lesson)
  8. GEN041 General Insurance Review (Online Lesson)
  9. GEN050 General Insurance (Online Lesson)
  10. GEN051 General Insurance Review (Online Lesson)
  11. GEN060 General Insurance (Online Lesson)
  12. GEN061 General Insurance Review (Online Lesson)
  13. GEN070 General Insurance (Online Lesson)
  14. GEN071 General Insurance Review (Online Lesson)
  15. GEN080 General Insurance (Online Lesson)
  16. GEN081 General Insurance Review (Online Lesson)
  17. GEN090 General Insurance (Online Lesson)
  18. GEN091 General Insurance Review (Online Lesson)
  19. GEN100 General Insurance (Online Lesson)
  20. GEN101 General Insurance Review (Online Lesson)
  21. GEN110 General Insurance (Online Lesson)
  22. GEN111 General Insurance Review (Online Lesson)
  23. GEN120 General Insurance (Online Lesson)
  24. GEN121 General Insurance Review (Online Lesson)
  25. GEN130 General Insurance (Online Lesson)
  26. GEN131 General Insurance Review (Online Lesson)
  27. GEN140 General Insurance (Online Lesson)
  28. GEN141 General Insurance Review (Online Lesson)
  29. GEN150 General Insurance (Online Lesson)
  30. GEN151 General Insurance Review (Online Lesson)
  31. GEN160 General Insurance (Online Lesson)
  32. GEN161 General Insurance Review (Online Lesson)
  33. GEN170 General Insurance (Online Lesson)
  34. GEN171 General Insurance Review (Online Lesson)
  35. GEN180 General Insurance (Online Lesson)
  36. GEN181 General Insurance Review (Online Lesson)
  37. GEN190 General Insurance (Online Lesson)
  38. GEN191 General Insurance Review (Online Lesson)
  39. GEN200 General Insurance (Online Lesson)
  40. GEN201 General Insurance Review (Online Lesson)
  41. GEN210 General Insurance (Online Lesson)
  42. GEN211 General Insurance Review (Online Lesson)
  43. GEN220 General Insurance (Online Lesson)
  44. GEN221 General Insurance Review (Online Lesson)
  45. GEN230 General Insurance (Online Lesson)
  46. GEN231 General Insurance Review (Online Lesson)
  47. GEN240 General Insurance (Online Lesson)
  48. GEN241 General Insurance Review (Online Lesson)
  49. GEN250 General Insurance (Online Lesson)
  50. GEN251 General Insurance Review (Online Lesson)
  51. GEN260 General Insurance (Online Lesson)
  52. GEN261 General Insurance Review (Online Lesson)
  53. GEN270 General Insurance (Online Lesson)
  54. GEN271 General Insurance Review (Online Lesson)
  55. GEN280 General Insurance (Online Lesson)
  56. GEN281 General Insurance Review (Online Lesson)
  57. GEN290 General Insurance (Online Lesson)
  58. GEN291 General Insurance Review (Online Lesson)
  59. LIF010 Life Only (Online Lesson)
  60. LIF011 Life Only Review (Online Lesson)
  61. LIF020 Life Only (Online Lesson)
  62. LIF021 Life Only Review (Online Lesson)
  63. LIF030 Life Only (Online Lesson)
  64. LIF031 Life Only Review (Online Lesson)
  65. LIF040 Life Only (Online Lesson)
  66. LIF041 Life Only Review (Online Lesson)
  67. LIF050 Life Only (Online Lesson)
  68. LIF051 Life Only Review (Online Lesson)
  69. LIF060 Life Only (Online Lesson)
  70. LIF061 Life Only Review (Online Lesson)
  71. LIF070 Life Only (Online Lesson)
  72. LIF071 Life Only Review (Online Lesson)
  73. LIF080 Life Only (Online Lesson)
  74. LIF081 Life Only Review (Online Lesson)
  75. LIF090 Life Only (Online Lesson)
  76. LIF091 Life Only Review (Online Lesson)
  77. LIF100 Life Only (Online Lesson)
  78. LIF101 Life Only Review (Online Lesson)
  79. LIF110 Life Only (Online Lesson)
  80. LIF111 Life Only Review (Online Lesson)
  81. LIF120 Life Only (Online Lesson)
  82. LIF121 Life Only Review (Online Lesson)
  83. LIF130 Life Only (Online Lesson)
  84. LIF131 Life Only Review (Online Lesson)
  85. LIF140 Life Only (Online Lesson)
  86. LIF141 Life Only Review (Online Lesson)
  87. LIF150 Life Only (Online Lesson)
  88. LIF151 Life Only Review (Online Lesson)
  89. LIF160 Life Only (Online Lesson)
  90. LIF161 Life Only Review (Online Lesson)
  91. LIF170 Life Only (Online Lesson)
  92. LIF171 Life Only Review (Online Lesson)
  93. LIF180 Life Only (Online Lesson)
  94. LIF181 Life Only Review (Online Lesson)
  95. LIF190 Life Only (Online Lesson)
  96. LIF191 Life Only Review (Online Lesson)
  97. LIF200 Life Only (Online Lesson)
  98. LIF201 Life Only Review (Online Lesson)
  99. LIF210 Life Only (Online Lesson)
  100. LIF211 Life Only Review (Online Lesson)
  101. LIF220 Life Only (Online Lesson)
  102. LIF221 Life Only Review (Online Lesson)
  103. LIF230 Life Only (Online Lesson)
  104. LIF231 Life Only Review (Online Lesson)
  105. LIF240 Life Only (Online Lesson)
  106. LIF241 Life Only Review (Online Lesson)
  107. LIF250 Life Only (Online Lesson)
  108. LIF251 Life Only Review (Online Lesson)
  109. LIF260 Life Only (Online Lesson)
  110. LIF261 Life Only Review (Online Lesson)
  111. LIF270 Life Only Affidavit (Online Lesson)


  1. 20 hr Life-Only #326250
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