[Required Ethics Credits] Ethics is essential to the insurance industry. Unethical behavior not only harms individuals but also the industry as a whole. The cost of unethical behavior drives premium costs up making policies less affordable and harder to sell.

Covers your required 3 hour ethics - Ethical selling can build a business through customer trust and client referrals; such as friends, business associates, family members & in the community. Building a business founded on ethical selling will help your business grow on your road to success.

Video CE class {9 general CE hours & 3 hr Ethics required = 12 total CE hours}. 12 hrs of video to watch/ listen, class content [PDF] to follow instructor & exit exam (70% to pass).

Required once to sell Homeowners' Insurance - Topics Covered: Homeowners, Dwelling

Topics: Homeowners, Dwelling, Claims, Automobile, Inland Marine, Stamp and Coin Collections, Effects Floater, Watercraft, Outboard Moter and Boat, Yacht, Umbrella Liability, Risk Management

Topics: Fire Insurance, Dwelling Coverage, Property Insurance Coverages, Motor Vehicle Insurance, Medical Payments Coverage, Umbrella Policy Questions, Risk Management, Need and Purpose of Umbrellas, Basic Policy and Components, Common Umbrella Conditions, Restrictions and Exclusions, Underwriting Process, Language or P&C, LLOYDS of London

Topics: Insurance Ratings, P&C Basics, Property Insurance, Liability Insurance, Home Insurance Basics, Homeowners Ins. Policy, Types of Liability Ins., Auto Ins. Basics, Auto Ins. in Depth, Underwriting Review & Workplace Ethics

Topics: Inland Marine Floaters, Insurance on Watercraft, Outboard Motor and Boat Insurance, Personal Yacht Insurance, Specialized Coverage, Ocean Marine Insurance, LLOYD'S of London, Personal Umbrella Liability Insurance, The Special Multi-Peril Policy (SMP), Objectives of Underwriting, The Role of the NAIC, Ethical Issues

Topics covered: Intro to Commercial Property & Casualty Insurance, Commercial Package Policy, Commercial General Liability Insurance, Farm & Ranch Insurance, Commercial Auto Insurance, Industrial Fire Insurance, Commercial Inland Marine Insurance, Commercial Crime Coverage Insurance, Professional Liability, Commercial Umbrella Liability, Business Income & Business Interruption, Boiler, Machinery and Glass Insurance, Disaster Coverage, Reinsurance, Contemporary Commercial Risks, Commercial Risk Management

Topics: Fundamentals gives you an overview of insurance. We cover all types of insurance in some part within this course. The course is a basic overview with many specific topics and can be of value to anyone wanting to review the basics again. Great resource material also. Topics covered: General insurance for all agent license types.