[Required Ethics Credits] Ethics is essential to the insurance industry. Unethical behavior not only harms individuals but also the industry as a whole. The cost of unethical behavior drives premium costs up making policies less affordable and harder to sell.

Covers your required 3 hour ethics - Ethical selling can build a business through customer trust and client referrals; such as friends, business associates, family members & in the community. Building a business founded on ethical selling will help your business grow on your road to success.

[Required to sell Annuities] Topics covered: This book is a comprehensive overview of annuities giving the fundamental information outlined in 1749.8 of the California Insurance Codes. It not only meets the California Department's requirements to sell annuities. It also gives valuable information so the insurance producer will have a foundation of knowledge to speak intelligently about annuities.

Topics: Annuities [Renew Annuity requirement. Required all terms after completing 8 hr Annuity when you are selling and/or collecting from an Annuity.]

[Renew Annuity requirement. Required all terms after completing 8 hr Annuity when you are selling and/or collecting from an Annuity.] Topics: In this day and age of insurers and producers failing to ethically sell annuities which drastically affects our senior population, it is imperative the agent has a complete understanding to NAIC’s Suitability Model and how it is integrated into the California Insurance Code.

[Required to sell LTC. When you start selling LTC you are required to complete this course each year for 4 years (twice per license term, for the 1st two license terms), then once each term after- when you are selling and/or collecting from a long term care policy.] Topics Covered: Caring for our loved ones and ourselves is an essential part of the life cycle.

Topics: Will, Trust, Estate, Estate Planning, Considering Principles of Probate, Considering Elements of a Living Trust, Considering Mechanics of a Living Trust, When Setting Up a Living Trust, Considering Taxes & The Living Trust, The Living Trust and Medicaid, Living Trusts and Fraud, Laws Regulating Living Trusts, FAQ's for Living Trusts

Topics: Fundamentals gives you an overview of insurance. We cover all types of insurance in some part within this course. The course is a basic overview with many specific topics and can be of value to anyone wanting to review the basics again. Great resource material also. Topics covered: General insurance for all agent license types.

Topics: Intro to The Health Care System, Trends of Health Insurance, Traditional Health Insurance, Health Maintenance Organization - HMO, Preferred Provider Organizations - PPO, Health Insurance Policies, Employer Coverage Options, COBRA - Consolidated Omnibus Budget Reconciliation Act, Workers' Compensation, Health Insurance for Families, Health Insurance for the Elderly, Social Health Insurance, Federal Employee Health Benefits, Long-Term Disability, Disability Income Insurance.

Topics: Introduction to Life Insurance, Life Insurance Concepts, Reasons for and Uses of Life Insurance Policies, Important Features in a Life Insurance Plan, Determining the Amount of Life Insurance Needed, Ethical Issues of the Life Insurance Business, Whole Life Insurance, Term vs. Permanent Life Insurance, Single Premium Life Insurance, Universal Life Insurance, Variable Life Insurance Products, Survivor-ship or "2nd-To-Die" Life Insurance, Adjustable Life Insurance.

[Covers 3 hr Required Ethics] Ethics is essential to the health of the insurance industry. Unethical behavior not only harms individuals but also the industry as a whole. The cost of unethical behavior drives premium costs up making policies less affordable and harder to sell.

[Covers 3 hr Required Ethics] Topics: Ethical selling can build a business through customer trust and client referrals such as friends, business associates, family members & in the community. Building a business founded on ethical selling will help your business grow on your road to success.

[Required to sell Annuities] Topics: This book is a comprehensive overview of annuities giving the fundamental information outlined in 1749.8 of the California Insurance Codes. It not only meets the California Department's requirements to sell annuities. It also gives valuable information so the insurance producer will have a foundation of knowledge to speak intelligently about annuities.

[Covers Annuity requirement, terms after completing 8 hr Annuity] Topics Covered: Annuities

[Covers Annuity requirement, terms after completing 8 hr Annuity] Topics: In this day and age of insurers and producers failing to ethically sell annuities which drastically affects our senior population, it is imperative the agent has a complete understanding to NAIC’s Suitability Model and how it is integrated into the California Insurance Code.

[Required to sell Long-term Care] Topics Covered: Caring for our loved ones and ourselves is an essential part of the life cycle. Long-term Carecan provide peace of mind for a season of life that could be extremely burdensome to family members and assets. Long-Term Care insurance promises essential quality of life resources when needed.

Topics: Will, Trust, Estate, Estate Planning, Considering Principles of Probate, Considering Elements of a Living Trust, Considering Mechanics of a Living Trust, When Setting Up a Living Trust, Considering Taxes & The Living Trust, The Living Trust and Medicaid, Living Trusts and Fraud, Laws Regulating Living Trusts, FAQ's for Living Trusts

Topics: General insurance for all agent license types

Topics Covered: Intro to The Health Care System, Trends of Health Insurance, Traditional Health Insurance, Health Maintenance Organization - HMO, Preferred Provider Organizations - PPO, Health Insurance Policies, Employer Coverage Options, COBRA - Consolidated Omnibus Budget Reconciliation Act, Workers' Compensation, Health Insurance for Families, Health Insurance for the Elderly, Social Health Insurance, Federal Employee Health Benefits, Long-Term Disability, Disability Income Insurance...

Topics: Introduction to Life Insurance, Life Insurance Concepts, Reasons for and Uses of Life Insurance Policies, Important Features in a Life Insurance Plan, Determining the Amount of Life Insurance Needed, Ethical Issues of the Life Insurance Business, Whole Life Insurance, Term vs. Permanent Life Insurance, Single Premium Life Insurance, Universal Life Insurance, Variable Life Insurance Products, Survivor-ship or "2nd-To-Die" Life Insurance, Adjustable Life Insurance...